Frequently Asked Questions (FAQs)

Q: What is an away-at-school driver discount?

A: If your college student lives at school without a car and attends a campus a certain distance away, you may qualify for a rate reduction while maintaining their protection for visits home. Contact Tim Minor in Smithfield to check eligibility.

Q: What does general liability insurance cover for a local business?

A: General liability helps protect your business against third-party claims of bodily injury, property damage, or advertising injuries that occur on your premises or as a result of your operations. Tim Minor in Smithfield can help evaluate your business risks.

Q: How do I transfer my insurance accounts if I'm moving from out of state?

A: Moving across state lines requires writing new accounts to match your new state's laws and requirements. Tim Minor in Smithfield makes this transition easy by handling the setup and keeping your protection continuous.

Q: How do I add or remove a vehicle from my current auto account?

A: Updating your auto account is simple. Just contact our office with the vehicle identification number (VIN), year, make, model, and primary usage details. Tim Minor in Smithsfield can update your details and email you new ID cards in minutes.

Welcome to the Tim Minor State Farm Insurance Agency!

I'm a long-time resident of Smithfield, Virginia, and a 2nd Generation State Farm Agent dedicated to serving our community. My State Farm journey began in 2002, working alongside my late father as a team member. Continuing his legacy of service, I proudly opened my own agency on April 1, 2019, carrying forward a commitment to our neighbors in Smithfield and beyond.

My commitment extends to serving customers across Isle of Wight County, Hampton Roads, Virginia, as well as those in North Carolina. My primary focus is to help protect our customers by offering insurance and financial services, building their confidence in the State Farm brand and the customized options we provide.

Life is always moving, and sometimes changes like a new vehicle, a new address, or shifts in your household routine mean it's a good time to review your insurance coverage. Whether you're looking to protect your vehicle with Auto Insurance, secure your home with Home Insurance, or ensure your loved ones are cared for with Life Insurance, my agency is here to help. We also offer Renters, Boat, Small Business, and Health Insurance options, understanding that each person's needs are unique.

**We provide phone and virtual appointments to fit your schedule. Our office is conveniently located in Smithfield at 1508 S Church Street, directly across from the True Value store.

I invite you to reach out to the Minor Agency to discuss your specific needs and receive a personalized insurance quote. We can't wait to start serving you!